Dental & Vision

There are questions you should ask yourself when deciding to enroll in FEDVIP or selecting a FEDVIP plan. By considering these questions thoroughly, you will be able to determine if FEDVIP is a good option for you.

1. Does my FEHB/PSHB plan provide dental or vision coverage?

2. Does the FEDVIP plan coordinate benefits with the FEHB/PSHB plan and how is the coordination of benefits calculated?

3. How affordable is the plan?

- How much will it cost me on a bi­weekly or monthly basis? Can I afford that for the entire year?
- Must I pay a deductible?
- If I use a FEDVIP provider outside of the network, how much will I pay to get care?
- How frequently can I visit the dentist and how much do I have to pay at each visit?
- Will the plan provide benefits if I am also covered by another dental or vision plan?

4. Do I have access to any provider?

- Does the plan give me the freedom to choose my own dentist or am I restricted to a panel of dentists selected by the plan?
- Are there enough of the kinds of dentists I want to see?
Where will I go for care? Are these places near where I work or live?
- Do I need to get permission before I see a dental specialist?
- Will the plan allow referrals to specialists? Will my dentist and I be able to choose the specialist?

5. Does the plan provide coverage for specialty services?

- Are dentures, orthodontics, implants or replacement of missing teeth covered?
- What are the plan’s limitations or exclusions?
- Are there annual limits on the types of services included?