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OPM.gov / Frequently Asked Questions / Insure FAQ / Health

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Health

Questions and answers

No, you do not have to be enrolled in a Self Plus One plan option for the five years before you retire to meet the five-year requirement. As a retiree who does not participate in premium conversion, you can enroll decrease your enrollment from Self and Family to Self Plus One at any time. If you wish to increase your enrollment from Self Only to Self Plus One, you may do so during Open Season or when if you experience a Qualifying Life Event.

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Health

Questions and answers

After I retire, can I enroll in a Self Plus One plan or do I have to be enrolled in a Self Plus One plan for the five years before I retire in order to continue it into retirement?