Health
Questions and answers
By regulation, in the event of a plan termination, the employing agency enrolls the employee in the lowest cost nationwide plan, as determined by OPM. Annuitants who are involuntarily enrolled into the lowest-cost nationwide plan due to a plan or plan option termination with an opportunity to prospectively change their enrollment within 90 days. Belated enrollment opportunities are only available to both employees and annuitants who are automatically enrolled into the lowest-cost nationwide plan as a result of a plan termination due to a disaster.