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OPM.gov / Frequently Asked Questions / Insure FAQ / Health
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Health

Questions and answers

The Affordable Care Act (ACA) affects most health plans’ premiums, including plans in the FEHB Program.  Premiums are also impacted by changes in medical inflation (health care services cost more), demographics (aging population), changes in benefits, technology, and utilization.  Overall, the 2014 FEHB average premium increase is consistent with previous years at 3.7%.
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