Life
Questions and answers
The reductions start at the beginning of the 2nd month after your 65th birthday or the beginning of the 2nd month after your retirement date, whichever is later.
For example:
Pierre retired December 31, 2017. He will turn 65 on March 15, 2020. The reductions for his Basic and Optional insurance (if applicable) will start May 1, 2020.
Here's another example:
Selena was 67 years old when she retired on December 31, 2017. Since she was already past 65 when she retired, the reductions for her Basic and Optional insurance (if applicable) will start February 1, 2018.