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OPM.gov / Frequently Asked Questions / Retire FAQ / Pre-Retirement

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Pre-Retirement

Questions and answers

Complete the retirement application for the plan you're in now. Make your decisions about survivor benefits, life insurance, paying a deposit, and others based on your current retirement coverage. Your agency will flag your retirement package to alert OPM that you fall under FERCCA. You will receive detailed information about your retirement options. If you decide to change retirement plans, we will ask you to complete a new application for retirement and make all new elections.

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Pre-Retirement

Questions and answers

I'm ready to retire. My agency told me that I'm in the wrong retirement plan, but under FERCCA I can choose whether I want to stay where I am. They're leaving me in my current retirement plan until I choose. What retirement application do I complete?